Loan Programs Built Around Your Goals

As a dual real estate & mortgage broker, I compare wholesale rates across multiple lenders to find the right financing strategy for your purchase, refinance, or equity goals. No one-size fits all loans, just clear guidance and options that make sense.

Conventional Loans 

Conventional home loans are standard loans that typically fit the average buyer – so they’re also the most common. These mortgages generally conform to Fannie Mae and Freddie Mac guidelines, and they’re not guaranteed or insured by the government.

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HELOC Loans

A HELOC allows you to borrow against the equity you've built in your home, offering a flexible and convenient way to access funds for home improvements, debt consolidation, or other financial needs.

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FHA Mortgage Loans

Federal Housing Administration (FHA) loans are government-insured mortgages designed for lower income borrowers to provide more – and better – housing opportunities. FHA mortgage loans have more flexible qualifying requirements than many other types of home loan.

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VA Loans 

VA loans are a special mortgage category for eligible military members and veterans. They’re guaranteed by the United States Department of Veterans Affairs (VA), with the aim to help servicepeople and their families into their own homes – no down payment necessary.

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Jumbo Loans

Perfect for higher-priced homes that exceed standard loan limits. Jumbo financing offers flexible down payment options and competitive rates for buyers who need a bit more room in their budget.

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Self Employed Loan Options

Tailored solutions for 1099 earners and business owners. We use alternative documentation options.like bank statements or business deposits, to help you qualify based on your true income.

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Let's Run the Numbers

MORTGAGE CALCULATOR

A mortgage calculator is a handy tool that helps potential homebuyers estimate their monthly mortgage payments based on various factors such as loan amount, interest rate, loan term, and down payment. By inputting these details, users can quickly see how different variables impact their payments, allowing them to better understand what they can afford and compare different mortgage options. This tool is essential for budgeting and planning the financial aspects of buying a home.

RENT VS BUY CALCULATOR

A rent-versus-own calculator is a useful tool that helps individuals compare the financial implications of renting a home versus buying one. By inputting factors like monthly rent, home purchase price, mortgage interest rate, property taxes, and other related costs, the calculator provides a side-by-side analysis of the long-term costs associated with each option. This helps users determine which choice might be more cost-effective over time, considering factors like potential home appreciation, tax benefits, and the opportunity cost of investing elsewhere.