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REVIEWS
- Deb's HomeReal Estate Excellence 5-Star Review for Felicia Morales & Lumina Real Estate If I could give Felicia Morales and the team at Lumina Financial more than five stars, I would. Having worked with Felicia on multiple occasions—both selling my personal homes and purchasing new ones—I can say with absolute certainty that she is in a league of her own. She is the epitome of The Gold Standard of Real Estate: Creative, Determined, Talented, and Deeply Caring. What sets Felicia apart is her rare combination of business savvy and a truly caring heart. In every transaction, she has demonstrated an incredible work ethic. She is determined and hard-working, often going to lengths I didn't think possible to ensure the best outcome. Her efficient and creative business practices mean that no obstacle is too big; she finds solutions where others might see dead ends. Her problem solving skills are phenomenal, large or small, she handles all the bumps in the road from selling your current home to a new home purchase from the very beginning through the entire loan process. On the selling side, Felicia’s friendly advice and market intuition made the process of selling my homes seamless and profitable. She knows exactly how to position a property to attract the right buyers, using multiple avenues including professional photos, videos, social media as well as her many connections within the real estate community. On the buying side, Felicia is a master listener. She took the time to have deep, meaningful discussions with me about my specific needs and wants. She didn't just show me houses; she located the perfect home that checked every single box on my list. She treats your search as if she were looking for her own family, ensuring that every detail is considered. If you are looking for a realtor who is efficient, creative, and fiercely protective of your interests, look no further than Felicia Morales at Lumina Real Estate. She is a true professional and an absolute joy to work with during your new home adventure!
- Carla JacksonLumina has helped me buy, sell, and refinance over the years. I just refinanced with Felicia to save a bunch of interest and we closed in just 2 weeks. She makes the process easy, I highly recommend her.
- Operations & SupportFelicia is AWESOME to work with - Sign Setters highly recommends her and her team when you are considering to buy or sell a home.
- Ana CalderonThis is the second time I use Lumina Real Estate and I am very satisfied with their services. Felicia is a delight to work with. She has always made everything go smoothly and answered any questions and concerns I had in a timely manner. Will continue to use them in the future. Highly recommend!
- Dược Sĩ DzỏmWe happened to meet Felicia Morales at one of the open house. Beginning was just a hand shake and some conversations. Almost a year later, we had decided to purchase a house, and my wife stated "let me try to call Felicia". Since that day, the rest is history. She helps us to finance our new home quickly and during the stressful process, she has been always available for any questions we would have. I'm very glad that we met Felicia and had her being our loan officer. If anyone needs a loan officer, I strongly recommend Felicia for all the financial needs!
- Chris alvergueSelling our home was an emotional journey, but working with Felicia made all the difference. We first worked with her 15 years ago when she sold us that very same home. From the beginning, she was there to answer any and every question we had even if it was being asked 10 times. She went above and beyond every step of the way. She was always available, honest, and incredibly knowledgeable. Thanks to her dedication, we felt supported, informed, and confident. We couldn’t have asked for a better partner to both open and close this chapter. Thank you, Felicia, for everything. You are top tier!!!
- Mama BearFelicia made our Home refinancing a breeze! Kept great communication throughout the process, valued our thoughts, and got us the APR we where looking for! Look no further than Lumina Real Estate for all of your Real Estate needs. She makes all transactions smooth and seamless.
- NICOLA RUBIOFelicia and Nicole are absolutely fantastic. They’re efficient, knowledgeable, responsive and a pleasure to work with. Thanks to Nicole, we bought the right house for the right price. Thanks to Felicia, we got an amazing rate and were ready to close before the scheduled closing date. The entire process was seamless. Cannot recommend them highly enough. Choose Lumina - you won’t be disappointed!
- 8w272yw6hkFelicia is a professional! We had a wonderful experience buying our first home with her! She was very knowledgeable about the real estate scene in our area and was very quick to respond to our needs.

- Ron KirallaWe have worked with Felicia before so we knew the top-notch professional she is. Just as before the experience was super easy. Felicia walked us through every turn and provided an exceptional customer experience. We will always turn to Felicia for our mortgage needs. Thanks again Felicia for all your assistance!
- E LeeI can’t begin to express how wonderful Lumina Real Estate & Lending has been during the purchase of our home. Felicia and Nicole were there for us 24-7 to answer and questions or concerns. Felicia helped break down all the financials so we knew exactly what we needed and where we stood through the entire process. Nicole was our agent, recommended by a friend and delivered superior service throughout our search, offer, and closing. I never expected such a smooth and easy transition with such a huge purchase. If you are not utilizing Lumina Real Estate you are selling yourself short. Any future real estate needs will only be done through Lumina. It’s rare to find genuine people to trust with such a big purchase. Thank you Lumina. You helped us find a place we now call home.You have a customer for Life!
- Jesse NunezNicole Luff and Felicia are a great team. We worked with Nicole on the sale of our previous house and now got us into our dream home. Felicia and Nicole are very professional with their response times and availability. Thank you both for helping us make this process as quick and smooth as possible!
- Jacob JacksonTruly the best agent i’ve ever seen and worked with not only she got the house we wanted, she also helped with the loan 5 stars is not enough for the service we got, from now on I will have her on my speed dial
- Ned MojicaService Deluxe! We have used Lumina Real Estate and Lending on several transactions that we have their number on speed dial! Thank you so very much, Felicia! 😁
- Alan FitchFelicia was very helpful. She made the entire process extremely simple.
- Catherine NelsonWhat an awesome team! I cannot say enough good things about Felicia and Nicole. We purchased a new construction home in July with Nicole. She made everything so easy from start to finish. Unfortunately at the time, interest rates had skyrocketed. After 6 months of making our payments, we reached out to Felicia and she was able to find us a significantly lower interest rate and we closed today on our re-fi with a lower payment, just in time for the holidays. Thank you Felicia and Nicole! If you are thinking of buying or selling a home, or refinancing, reach out to this dream team...you won't be disappointed!
- Jim LockFelicia was great! She answered all my questions, which I had quite a few, and explained each set step of the refi process so that I always felt I knew exactly what was expected of us and what was coming next. I should mention she got us a great rate on our cashout refi. This is the second time we worked with felicia and once again she didn't disappoint.
- Arturo Narciso
- Hailiang ZhaoFelicia is professional, patient and highly efficient! She handled my two loans at the same time and made the whole process very smoothly. Thank you so much!
- Juan MarinFelicia was always there whenever I had questions. Responded in a timely manner as well as helped me through anything I had trouble understanding. Definitely would work with her and her team again.