Felicia and Nicole are absolutely fantastic. They’re efficient, knowledgeable, responsive and a pleasure to work with. Thanks to Nicole, we bought the right house for the right price. Thanks to Felicia, we got an amazing rate and were ready to close before the scheduled closing date. The entire process was seamless. Cannot recommend them highly enough. Choose Lumina - you won’t be disappointed!

Felicia is a professional! We had a wonderful experience buying our first home with her! She was very knowledgeable about the real estate scene in our area and was very quick to respond to our needs.

We have worked with Felicia before so we knew the top-notch professional she is. Just as before the experience was super easy. Felicia walked us through every turn and provided an exceptional customer experience. We will always turn to Felicia for our mortgage needs. Thanks again Felicia for all your assistance!

I can’t begin to express how wonderful Lumina Real Estate & Lending has been during the purchase of our home. Felicia and Nicole were there for us 24-7 to answer and questions or concerns. Felicia helped break down all the financials so we knew exactly what we needed and where we stood through the entire process. Nicole was our agent, recommended by a friend and delivered superior service throughout our search, offer, and closing. I never expected such a smooth and easy transition with such a huge purchase. If you are not utilizing Lumina Real Estate you are selling yourself short. Any future real estate needs will only be done through Lumina. It’s rare to find genuine people to trust with such a big purchase. Thank you Lumina. You helped us find a place we now call home.You have a customer for Life!

Nicole Luff and Felicia are a great team. We worked with Nicole on the sale of our previous house and now got us into our dream home. Felicia and Nicole are very professional with their response times and availability. Thank you both for helping us make this process as quick and smooth as possible!

Truly the best agent i’ve ever seen and worked with not only she got the house we wanted, she also helped with the loan 5 stars is not enough for the service we got, from now on I will have her on my speed dial

Service Deluxe! We have used Lumina Real Estate and Lending on several transactions that we have their number on speed dial! Thank you so very much, Felicia! 😁

Felicia was very helpful. She made the entire process extremely simple.

What an awesome team! I cannot say enough good things about Felicia and Nicole. We purchased a new construction home in July with Nicole. She made everything so easy from start to finish. Unfortunately at the time, interest rates had skyrocketed. After 6 months of making our payments, we reached out to Felicia and she was able to find us a significantly lower interest rate and we closed today on our re-fi with a lower payment, just in time for the holidays. Thank you Felicia and Nicole! If you are thinking of buying or selling a home, or refinancing, reach out to this dream team...you won't be disappointed!

Felicia was great! She answered all my questions, which I had quite a few, and explained each set step of the refi process so that I always felt I knew exactly what was expected of us and what was coming next. I should mention she got us a great rate on our cashout refi. This is the second time we worked with felicia and once again she didn't disappoint.

Felicia is professional, patient and highly efficient! She handled my two loans at the same time and made the whole process very smoothly. Thank you so much!

Felicia was always there whenever I had questions. Responded in a timely manner as well as helped me through anything I had trouble understanding. Definitely would work with her and her team again.

This is our second time working with Felicia and it was just as great! Excellent and professional service at all times. Very attentive to your needs and questions you may have. If she says she’s taking care of it then I don’t even worry about. Highly highly recommend.

Our refi was a quick process with Lumina! Very professional, helpful, and straightforward process with Felicia, who was wonderful! Thank you so much.

By far the best experience for loan shopping with extremely competitive rates to boot. Felicia shopped around and got the best possible rate for us. She is professional and responsive, and spent the time and energy to ensure we have a smooth and seamless refi experience. We saved some serious cash. Extremely pleased and highly recommend.

Felicia made my VA loan very easy and painless. She is responsive and was always available to answer questions. Her professionalism is greatly appreciated.

Working with Felicia is an absolute pleasure. She made refinancing our home simple and easy. She’s thorough, patient and will do everything she can to get you exactly what you need. Felicia has helped my family buy their home and also helped us sell our home before. She’s been in business for many years and we will continue to use her services for our future real estate and lending needs. Thank you for all you do Felicia.

Working with Felicia has been a great experience with my refinancing. From staying responsive and passing helpful information about the current housing market and interest rates, she has been transparent through it all. I couldn't have asked for a better experience.

I recommend Felicia and Lumina team. I was referred to Felicia by a friend and that is one good decision to go through our refinancing needs. She is very, very responsive. Quick and fast response, professional and very knowledgeable. It was a very pleasant and super quick experience, my loan process just only took 2 weeks to process once i submitted the paperwork. High regards to this company