• Tap Into Your Equity

    Discover your options with a HELOC or home equity loan — and see which makes the most sense for your goals.

    CLICK HERE

    Renovate Smart

     

    Want to increase your home’s value or prep for a future sale? Download my free guide to smart home upgrades

    CLICK HERE

    Mortgage Rate Update

    Stay in the know with current mortgage rates and market commentary — updated weekly.

    CLICK HERE

    Recently Sold

    More Listings

    Active Listings

    More Listings
    <

    Today’s Mortgage Rates in Southern California

    Real-time updates from multiple sources. I’ll help you turn today’s rates into the right plan for your payment and timeline—one team for real estate and lending.

    Homes Sold. Loans Closed. Clients Happy.

    Ana Calderon

    This is the second time I use Lumina Real Estate and I am very satisfied with their services. Felicia is a delight to work with. She has always made everything go smoothly and answered any questions and concerns I had in a timely manner. Will continue to use them in the future. Highly recommend!

    Dược Sĩ Dzỏm

    We happened to meet Felicia Morales at one of the open house. Beginning was just a hand shake and some conversations. Almost a year later, we had decided to purchase a house, and my wife stated "let me try to call Felicia". Since that day, the rest is history. She helps us to finance our new home quickly and during the stressful process, she has been always available for any questions we would have. I'm very glad that we met Felicia and had her being our loan officer. If anyone needs a loan officer, I strongly recommend Felicia for all the financial needs!

    Chris alvergue

    Selling our home was an emotional journey, but working with Felicia made all the difference. We first worked with her 15 years ago when she sold us that very same home. From the beginning, she was there to answer any and every question we had even if it was being asked 10 times. She went above and beyond every step of the way. She was always available, honest, and incredibly knowledgeable. Thanks to her dedication, we felt supported, informed, and confident. We couldn’t have asked for a better partner to both open and close this chapter. Thank you, Felicia, for everything. You are top tier!!!