Temecula Valley Real Estate Blog

A Better Week, Still High: Temecula Mortgage Update, Oct 16, 2026

Mortgage Update | Oct 16, 2026 A Better Week, Still High Mortgage rates had their best week since late March. The average lender is down 0.27% from last Friday, and the 30-year fixed averaged 7.37% on October 16. That's real progress, but let's keep it honest: rates are still in the 7s. What makes t

Rates Catch a Breather, Not a Break: Temecula Mortgage Update, Oct 9, 2026

Mortgage Update | Oct 9, 2026 Mortgage Rates This Week Mortgage rates had a better week, but let's keep it in perspective. They eased back to their lowest level in two weeks, and most of the recent climb is still in place. The average 30-year fixed was 7.48% on Friday, October 9, according to Mortga

Should I Refinance If I'm Moving in 5 Years?

Refinancing Before a Move Yes, a refinance can still make sense if you're moving in 5 years, but only if you earn back the cost well before you sell. Here's the quick test: divide what the refinance costs by what it saves you each month. If you break even in 2 to 3 years, you've got room. If it's cl

Should You Sell Your Temecula Home or Rent It Out?

Sell It or Rent It Out? If you're moving and can't decide whether to sell your Temecula home or turn it into a rental, it comes down to three things: how much cash you need for your next move, whether the rent truly covers your costs, and how long you plan to hold it. Here's how I walk my clients th