2026 Expected FHFA Loan Limits: What Buyers Need to Know (and How Lumina Clients Already Benefit)
Lumina Real Estate & Lending Expected 2026 FHFA Loan Limits — What It Means for Buyers The FHFA has not officially released the 2026 conforming loan limits yet, but projections are in. Even better—Lumina Real Estate & Lending already has access to lenders who are offering loans using these expected
Is Your Low Interest Rate Keeping You Stuck?
Is Your Low Interest Rate Keeping You Stuck? You love your home. You love your low mortgage rate even more.But lately, you’ve been wondering—what if this house no longer fits your life? As a real estate and mortgage broker with over 20 years of experience in Southern California, I’ve helped countle
Unlock the Power of Your Equity
Compare HELOC and Home Equity Loan Options Discover the right way to tap into your home’s value Your home isn’t just where you live — it’s also one of your most valuable financial assets. Whether you're planning a remodel, consolidating high-interest debt, paying for education, or simply want to ac
Credit Score Tips
Understanding Credit Scores: Why They Matter and How to Improve Yours Credit scores play a crucial role in determining your financial opportunities. Lenders—such as credit card companies, auto dealerships, and mortgage providers—use credit scores to assess the risk of loaning money, set borrowing li
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